Home Design Ideas

Hosting an Apartment Movie Night

It’s safe to say you consider yourself a bit of a film buff, what with the ‘Star Wars’ memorabilia and vintage ‘Godfather’ poster highlighting the walls of your new apartment.  But now that you’ve finally purchased the surround sound / flatscreen entertainment system of your dreams for your apartment living room, how best to kickoff your new setup in style? How about by hosting a theme movie night?

First things first – you’re going to want to pick your genre. The choices are as limitless as your imagination or at least your DVD collection. If horror films are something you want to stick your fangs into, try hosting a zombie-themed ‘Night of the Living Dead’ marathon. Spruce things up with some ‘brain punch’, or give out prizes for the best undead garb. Gangster nights can also be a ‘blast’; try following up a showing of ‘Scarface’ with a late night poker tournament (all in good fun of course!). Try whipping up a classic Italian appetizer menu for your guests for that authentic feel of the old country.

Florida First Time Home Buyer FHA Loans, 97% down to 530 FICO

Every Florida home buyers should know the many advantages that come with an FHA mortgage loan. FHA loans were created during the great depression to help increase home ownership. For the Florida mortgage applicant the FHA program can simplify the purchase of a Florida home, making financing easier and less expensive than a conventional or subprime mortgage loan. Some highlights of the Florida FHA loan program include:

Minimal Down Payment and Closing costs.

Down payment less than 3% of Sales Price Gifts are allowed Seller can credit up to 6% of sales price towards closing and prepaid costs. 100% Financing available No reserves required. FHA regulated closing costs.

Easier Credit Qualifying Guidelines such as:

No minimum FICO score or credit score requirements. FHA will allow a home purchase 2 year after a Bankruptcy. FHA will allow a home purchase 3 years after a Foreclosure.

FHA mortgage Loans insured by the Federal Housing Authority  and are designed to help Florida homebuyers realize the dream of owning a Florida home. And they’re ideal for Florida first-time home buyers! Because the FHA insures these Florida home loan mortgages, Florida FHA mortgage lenders can offer Florida mortgage applicants a better deal and work with Florida applicants to qualify regardless of past credit problems, collections, past bankruptcy filings, or higher than average debt-to-income ratios